Pickett, Ross, and Beaupre Secure Summary Judgment on Behalf of Insurer Client in Construction Site Injury Case

Apr 25, 2025 Coverage
Chris Pickett, Brendan Ross, and Jake Beaupre secured summary judgment after the court held that its client did not owe a duty to defend or indemnify a pair of defendants in an underlying construction site injury case. The defendants argued they were entitled to additional insured coverage on our client’s […]

Chris Pickett, Brendan Ross, and Jake Beaupre secured summary judgment after the court held that its client did not owe a duty to defend or indemnify a pair of defendants in an underlying construction site injury case.

The defendants argued they were entitled to additional insured coverage on our client’s commercial general liability policy.  That policy contained a blanket endorsement extending additional insured coverage where “required in a written contract or agreement.”  The defendants pointed to a contract they had executed requiring the parties to “maintain all necessary insurance,” as well as a certificate of insurance that had been issued showing they were additional insureds on our client’s policy, “where required by contract.”

LPP attorneys prevailed after showing that: (1) an agreement to “maintain all necessary insurance” is not an agreement to provide additional insured coverage; (2) even if it was, the subject contract was fully performed and had expired prior to the date of loss; and (3) the COI did not confer any coverage not otherwise found in the policy.  Congratulations to Chris, Brendan and Jake in delivering this win for our client.