Peter Syregelas and Haley Loutfy Obtain Summary Judgment After Finding That Insurer Properly Declined Life Insurance Policy

Plaintiffs, as beneficiaries of an estate, filed a complaint against LPP’s client for a declaration that it wrongfully declined decedent’s life insurance policy application and therefore owed proceeds following his death only days after submitting the application. Plaintiffs also sought bad faith damages in connection with the insurer’s declination. Peter Syregelas and Haley Loutfy filed an immediate summary judgment motion arguing that its client declined the application for legitimate reasons including misrepresentations contained in the policy application and decedent’s driving record which compelled automatic denial based on the client’s underwriting guidelines. The court granted the summary judgment finding that the application was legitimately declined, that no life insurance policy was in effect, and that plaintiffs were not entitled to proceeds or bad faith damages.